The best way to save money on car insurance in 2024

Choosing a higher deductible can lower your premium. However, ensure that you can comfortably afford the deductible in case of an accident. 

Pay-as-you-drive programs calculate premiums based on the number of miles driven. If you drive fewer miles annually, you might qualify for lower rates. 

In many places, a good credit score can positively impact insurance rates. Pay bills on time and manage credit responsibly to maintain a favorable credit rating. 

Inquire about available discounts. Insurers may offer discounts for various factors like being a good student, having a clean driving record, or being a member of certain organizations.